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 Money Management

 Ages and Stages of Money Management
Itís never too soon to teach kids money doesnít grow on trees. Here are suggestions from FDIC Consumer News.

 Electronic Payments Surge: How and Why
Americans have relied on paper checks as a primary payment method for generations. Yet the latest research from the Federal Reserve System indicates that consumers increasingly are tapping their checking accounts electronically instead of through paper checks

 To Buy or Not to Buy
Renting vs. Buying a Home: Once you start earning a good, steady income you'll most likely face this decision: Should I buy my own home instead of paying rent to someone else

 Questions to Ask About a Checking Account
Questions to Ask About a Checking Account

 A Shopper's Guide to Bank Products and Services
Banks and savings institutions are increasingly becoming financial supermarkets offering investments and insurance products in addition to insured deposits

 Retirement Strategies for All Ages: A "To-Do" List
A successful retirement depends largely on the steps you take during different stages of your life. Here are some moves to consider.

 Annuities for Retirees: What to Consider Before You Invest
Complex products can offer extra income but beware of potential pitfall

 Access to Bank Accounts and Safe Deposit Boxes
The FDIC receives thousands of calls each month from depositors, bankers and other professionals asking about the effect of adding or deleting someone else's name on an account.

 It's Never Too Late to Simplify and Organize Your Finances
Everyone can use some help getting their financial affairs in order, but especially senior citizens who may face special challenges and decisions involving money management later in life

 7 Great Reasons to Buy Bonds
There's no time like today to begin saving to provide for a secure tomorrow. Whether you're saving for a new home, car, vacation, education, retirement, or for a rainy day, U.S. Savings Bonds can help you reach your goals with safety, market-based yields, and tax benefits

 A Guide to What Is and Is Not Protected by FDIC Insurance
So--you feel your cash is safe and protected when you walk through the door of the bank, much safer than when you kept it under your mattress.

 Safe Internet Banking
As use of the Internet continues to expand, more banks and thrifts are using the Web to offer products and services or otherwise enhance communications with consumers.

 Consumer Financial Rights (State Laws)
Many State Laws also provide rights and remedies in consumer financial transactions. Unless a state law conflicts with a particular federal law, the state law usually will apply.

 Consumer Financial Rights (Federal Laws)
Consumers' financial rights are protected by federal and state laws and regulations covering many services offered by financial institutions

 Certificates of Deposit: Tips for Savers
Investors searching for relatively low-risk investments that can easily be converted into cash often turn to certificates of deposit (CDs).

 Correcting Bank Account Errors
It is important to check your credit account and bank account statements regularly. The Fair Credit Billing Act (FCBA) and Electronic Fund Transfers Act (EFTA) establish procedures for resolving mistakes on credit account and bank account statements

 Helping Your Money Last... After Your Last Paycheck
Today's seniors can expect a longer retirement than their parents. That means more years to finally do what you want to do, including travel and hobbies (not to mention spoiling the grandkids).

 How-to Guide to Money Management for Seniors and their Families
With the average American living longer and spending more years (and more money) in retirement than ever before, senior citizens need to find ways to stretch and preserve their savings. The latest issue of FDIC Consumer News, published by the Federal Deposit Insurance Corporation, is a special edition devoted to helping seniors and their families make smart decisions about their retirement funds.