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 Consolidating Your Loans
Through the Federal Consolidation Loan Program, you may be able to consolidate your outstanding educational loans together into one new loan

 Payday Loans - What you should know
Payday loans have become a multibillion dollar industry in recent years. There are over 10,000 payday loan stores across the country.

 Thinking of a Payday Loan?
A payday loan is a small, unsecured, high interest, short-term cash loan

 High risk nature of payday lending
Borrowers who obtain payday loans generally have cash flow difficulties, and few, if any, lower-cost borrowing alternatives

 Home Equity Loan - three days to reconsider
If you’re considering applying for a personal loan and using your home to guarantee repayment, you should know that a federal credit law gives you three days to reconsider a signed credit agreement and cancel the deal without penalty.

 Shopping for a Home Equity Loan?
If you decide that the timing’s right for a home equity loan, ask your friends or family for recommendations of lenders. Then, comparison shop. Comparing loan plans will help you get a better deal

 Home Equity Credit Lines
Using a credit line to borrow against the equity in your home has become a popular source of consumer credit. And lenders are offering these home equity credit lines in a variety of ways

 Home Equity Loans & Second Mortgages
A federal law now gives consumers more information, and more protection, when they enter a home equity line of credit transaction

 Obtain all important cost information for your mortgages
Be sure to get information about mortgages from several lenders or brokers

 Obtain Information from several lenders for your Home Loan
Home loans are available from several types of lenders--thrift institutions, commercial banks, mortgage companies, and credit unions

 Saving Money When You Borrow Money
Saving Money When You Borrow Money

 There's No Such Thing As a Free-Lunch Loan
Advertisements for loans touting easy terms are tempting. They can be good deals, but you must read the fine print

 Co-Signing a Loan Can Be Costly
We can't tell you if co-signing a particular loan is a good or bad idea—that's a personal decision

 How Credit Reports and Credit Scores Can Affect Your Buying Power
Among the most important things you can do to get the best deal on a loan, a credit card, insurance and other financial products is to make sure your credit record is accurate and in its best possible shape.

 Questions to Ask About a Home Equity Product
Consider all your options before you use your home as collateral for a loan

 Home Equity Products: How to Borrow Safely
As home values rise in many markets, Americans are increasingly tapping the equity in their houses to borrow money using either a home equity loan or a line of credit

 Questions to Ask Before Signing a Mortgage Loan
Make sure you can meet the loan payments now and in the future, especially if you're considering an adjustable-rate mortgage (ARM)

 Mortgages: More Choices, New Risks for Borrowers
Did you want a fixed-rate loan or an adjustable-rate mortgage (ARM)? Would you prefer a 15- or 30-year repayment period?